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Payday Lending
Payday Lending looks at the growth of the high cost credit industry from the early payday lending industry in the early 1990s to its development in the US as a highly profitable industry around the world.
Payday Lending
Payday Lending looks at the growth of the high cost credit industry from the early payday lending industry in the early 1990s to its development in the US as a highly profitable industry around the world.
Loan Sharks - The Rise and Rise of Payday Lending
Banks fall over themselves to lend to rich customers who promise large glittering deposits and low risks. They tempt them with sweet deals and low rates. The less well-off are treated very differently. Many at the bottom are denied credit from mainstream lenders, or forced to pay higher premiums. In the wake of the financial crisis, more of us are slipping into this category. We are compelled to find credit elsewhere. Payday loans are therefore on the rise. Loan Sharks lifts the lid on this industry and exposes the growing power that it wields. Documenting the rise of the industry with detailed evidence, Carl Packman shows that, although there have always been loan sharks, there has never anything as large and powerful as the current set of payday loan companies operating virtually unchecked in the mainstream of the UK. But this book goes further than simply analysing the problems: it also offers an honest discussion about practical solutions.
Forensic Authorship Analysis and the World Wide Web
Implementing a novel method for identifying idiolectal co-selections, and taking the UNABOM investigation as a case study, this Pivot evaluates the effectiveness and reliability of using the web for forensic purposes.
Debating Modern Masculinities
Masculinity, it seems, is in crisis, again. This edited volume critically interrogates the current situation facing contemporary young men. The contributors deconstruct and reject such crisis talk, with its chapters drawing on original research to present a more nuanced reality, whilst also developing a critical dialogue with one another.
Credit, Consumers and the Law
Consumer law, particularly consumer credit law, is characterised by increasingly complex regulation in Western economies. Reacting to the Global Financial Crisis, governments in the UK, the EU, Australia, New Zealand and the United States have adopted new laws dealing with consumer credit, responsible lending, consumer guarantees and unfair contracts. Drawing together authors from all of these jurisdictions, this book analyses and evaluates these initiatives, and makes predictions as to their likely success and possible flaws.
Austerity Bites 10 Years On
Austerity has proven deadly. Over the last decade, the damage caused by austerity measures in the UK has had a long-lasting and profound effect on many lives. The first edition of Austerity Bites offered on-the-ground reportage of one of the most significantly regressive economic strategies of any post-war government. Over a year Mary O’Hara toured the UK to gauge the immediate impact – and expectations of people affected – and found many clinging to the hope that austerity cuts would not last long as the damage became increasingly apparent. Alas, this was not how things unfolded. Instead, much of the Welfare State had its vital support systems systematically undermined. The public sec...
The Secret DJ
Through four decades at the pointy end of dance music and club culture, the Secret DJ has seen it all. In this hilarious, gripping, and at times extremely moving follow-up to the smash-hit first book, the mysterious insider pulls no punches, wryly lifting the lid on misbehaving stars, what really goes on backstage, how to survive in the DJ game, and where the real power lies in rave. Most of all, they chart how capitalism bought and sold the utopian dreams of the Acid House generation - and whether those dreams can still be saved. Essential reading for anyone who cares about the dancefloor; past, present and future.
The Money the Mob and Wall Street
Wall Street today is focused laser-like on producing fast, huge profits principally for the benefit of financial firms top executives. The Money, the Mob and Wall Street is the story of Wade Simon, a standout basketball player from UNLV, who, after graduating from college, goes to work on Wall Street and eventually becomes the CEO of a Wall Street brokerage firm. There he is introduced to the world of fast-talking scam artists and white-collar criminals. The story takes you into the canyons of lower Manhattan and the backroom financial chop shops, where you will meet members of organized crime and their associates. You will see firsthand how the mob owns or controls brokerage firms on Wall S...
International Practice Theory
How does the practice turn play out in international relations? This study offers a concise introduction to the core approaches, issues and methodology of International Practice Theory, examining the design, strategies and technique of practice theoretical research projects interested in global politics, and outlining issues for a future agenda.
