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Redefining and Reclaiming Financial Literacy As a certified financial planner with thirty-five years of industry experience, Cindy Couyoumjian is committed to filling the financial literacy void for many Americans. In her timely and thought-provoking book, Cindy gives a unique macro perspective of what she calls “the hidden forces behind your money,” which are the unseen political and economic forces that may influence your investment decisions. Through meticulous research, Cindy shows how these hidden forces have contributed to a complex retirement system, which includes pensions, social security, and what she believes is the outdated 60/40 investment model. To address this issue, Cindy...
Cindy Couyoumjian--founder of Cinergy Financial, with over 36 years of experience--is on a mission to empower women to stop being spectators and enter the financial arena; to stand up and assert their inalienable right to financial self-determination. Although today in the US, women are making gains in higher education, hold corporate positions, and are successful leaders, men still control most of the household wealth. Yet women are powerful agents of change with boundless potential in the financial realm. In The Rise of Women and Wealth, Cindy shows that by confronting America's patriarchal past, women can become financially literate; reclaim the power and liberty that have been taken away...
Retirement does not have to be stressful and scary. With proper planning, Americans can not only retire comfortably: They can also prosper. Cindy Couyoumjian’s third book explores the silent retirement crisis that will impact millions of Americans. She uses the term silent to convey the idea that the majority of those who are about to retire, or are in retirement, share a common and unspoken fear—running out of money. Couyoumjian asserts that the anxiety people have about their retirement is not a misdirected emotion. We are led to believe that the fear (silent as it is) is due to our lack of financial literacy or not having a financial plan in place. While some of this is true, it’...
Society tells us, if you follow the plan, you can have everything: a terrific job, a great family, a perfect life. Unfortunately, too many women feel trapped and unfulfilled when they find out too late that the "plan" is just an unattainable ideal. You need to discover who you are and what you really want while you're still young, without chasing some arbitrary, one-size-fits-all, impossible dream.SheFactor will help you determine your own unique goals and truly enjoy the journey you undertake to achieve them. Heidi Ganahl walks you step-by-step through the SheFactor process, providing you with a framework for success in your work, relationships, and every other aspect of your life, no matter what the world throws your way.You're just starting out. Now's the time to really hear what your heart and head are telling you, and to make it all happen.
Cindy Couyoumjian—founder of Cinergy Financial, with over 36 years of experience—is on a mission to empower women to stop being spectators and enter the financial arena; to stand up and assert their inalienable right to financial self-determination. Although today in the US, women are making gains in higher education, hold corporate positions, and are successful leaders, men still control most of the household wealth. Yet women are powerful agents of change with boundless potential in the financial realm. In The Rise of Women and Wealth, Cindy shows that by confronting America’s patriarchal past, women can become financially literate; reclaim the power and liberty that have been taken ...
How many folks have run to the bottom of the Grand Canyon, to the top of the Empire State Building, and with the bulls through the streets of Pamplona? That's just the beginning. In My Top 40 at 40: Making the First Half Count, Kari Loya presents an original, meaningful way to celebrate his 40th birthday-by sharing his own collection of forty favorite stories spanning six continents and two decades. Loya reflects on experiences we can all relate to, such as preparing for the first job interview or coping with a long commute. He shares adventures we might dream about, like a three-day James Bond theme wedding in Argentina or an epic horseback crossing of the Andes. He also reveals encounters we pray to avoid, including being audited by the IRS and even getting arrested. The stories are full of surprise and are told with a keen eye, gentle humor, infectious curiosity, and an inspiring positive attitude towards embracing challenges and learning. This book will motivate you to get out there and start racking up your own stories. It's not just for those turning forty-it's the perfect gift for any milestone!
Offers meditations on our relationship with God through prayer and tells how to find consolation, express thankfulness, and apprehend the presence of the Lord
AudioLearn Crash Courses presents Certified Financial Planner Crash Course - Complete Review - Top Test Questions! Developed by experienced professors and professionally narrated for easy listening, this course is a valuable tool when preparing for your Certified Financial Planner Exam. The audio is focused and high-yield, covering the most important topics you need to know to succeed on the Certified Financial Planner Test. The material is accurate, up-to-date, and broken down into bite-sized sections. There are key takeaways following each section to drive home key points and quizzes to review commonly tested questions. In this course, we will cover the following: Course Conventions and Co...
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A FRESH EXAMINATION OF PRECISION MEDICINE'S INCREASINGLY PROMINENT ROLE IN THE FIELD OF ONCOLOGY Precision medicine takes into account each patient's specific characteristics and requirements to arrive at treatment plans that are optimized towards the best possible outcome. As the field of oncology continues to advance, this tailored approach is becoming more and more prevalent, channelling data on genomics, proteomics, metabolomics and other areas into new and innovative methods of practice. Precision Medicine in Oncology draws together the essential research driving the field forward, providing oncology clinicians and trainees alike with an illuminating overview of the technology and think...