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Credit Scoring and Its Applications is recognized as the bible of credit scoring. It contains a comprehensive review of the objectives, methods, and practical implementation of credit and behavioral scoring. The authors review principles of the statistical and operations research methods used in building scorecards, as well as the advantages and disadvantages of each approach. The book contains a description of practical problems encountered in building, using, and monitoring scorecards and examines some of the country-specific issues in bankruptcy, equal opportunities, and privacy legislation. It contains a discussion of economic theories of consumers' use of credit, and readers will gain a...
Credit scoring is one of the most successful applications of statistical and management science techniques in finance in the last forty years. This unique collection of recent papers, with comments by experts in the field, provides excellent coverage of recent developments, advances and sims in credit scoring. Aimed at statisticians, economists, operational researchers and mathematicians working in both industry and academia, and to all working on credit scoring and data mining, it is an invaluable source of reference.
Featuring international contributors from both industry and academia, Numerical Methods for Finance explores new and relevant numerical methods for the solution of practical problems in finance. It is one of the few books entirely devoted to numerical methods as applied to the financial field. Presenting state-of-the-art methods in this area
A proposal by two eminent biological scientists for a mechanism whereby mind becomes manifest from the operations of brain tissue. This significant contribution to neuroscience consists of two papers, the first by Mountcastle an, the second by Edelman. Between them, they examine from different but complementary directions the relationships that connect the higher brain—memory, learning, perception, thinking—with what goes on at the most basic levels of neural activity, with particular stress on the role of local neuronal circuits.Edelman's major hypothesis is that "the conscious state results from phasic reentrant signaling occurring in parallel processes that involve associations betwee...
One of the nation's leading neuroscientists presents a radically new view of the function of the brain and the nervous system. Its central idea is that the nervous system in each individual operates as a selective system resembling natural selection in evolution, but operating by different mechanisms. This far-ranging theory of brain functions is bound to stimulate renewed discussion of such philosophical issues as the mind-body problem, the origins of knowledge and the perceptual bases of language. Notes and Index.
Neuromorphic and brain-based robotics have enormous potential for furthering our understanding of the brain. By embodying models of the brain on robotic platforms, researchers can investigate the roots of biological intelligence and work towards the development of truly intelligent machines. This book provides a broad introduction to this groundbreaking area for researchers from a wide range of fields, from engineering to neuroscience. Case studies explore how robots are being used in current research, including a whisker system that allows a robot to sense its environment and neurally inspired navigation systems that show impressive mapping results. Looking to the future, several chapters consider the development of cognitive, or even conscious robots that display the adaptability and intelligence of biological organisms. Finally, the ethical implications of intelligent robots are explored, from morality and Asimov's three laws to the question of whether robots have rights.
This volume features new research about the philosophy of plant intelligence and plant cognition, one of the most intriguing and complex current debates at the intersection of biology, cognitive science and philosophy. The debate about plant cognition is marked by deep disagreements. Some theorists are confident that the empirical evidence supports the ascription of cognitive capacities to plants. Others hold that such claims are overblown, and defend more traditional, non-cognitive accounts of plant behavior. Still others seek to formulate intermediate positions. This volume brings together leading researchers from across this theoretical spectrum to tackle the foundational questions that a...
Long awaited after No Future, and making queer theory controversial again, Lee Edelman’s Bad Education proposes a queerness without positive identity—a queerness understood as a figural name for the void, itself unnamable, around which the social order takes shape. Like Blackness, woman, incest, and sex, queerness, as Edelman explains it, designates the antagonism, the structuring negativity, preventing that order from achieving coherence. But when certain types of persons get read as literalizing queerness, the negation of their negativity can seem to resolve the social antagonism and totalize community. By translating the nothing of queerness into the something of “the queer,” the ...
The last five years have been extremely challenging, but also very innovative for cephalopod science, and the outstanding tradition of biological contribution with cephalopod molluscs as key players in science and human activities and interests has continued. This Research Topic is one of several dedicated to cephalopod molluscs (e.g., Hanke and Osorio, 2018; Ponte et al., 2018) hosted by Frontiers over the last few years, not to mention other papers published separately. Highlighting of cephalopod science is important because it has much to offer not only the life science community, but also more broadly the public perception of science and its understanding and relationship with scientific...