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KOPERASI BMT
LEMBAGA KEUANGAN MIKRO SECARA umum lembaga keuangan mikro (LKM) diartikan sebagai lembaga keuangan yang melayani para pengusaha mikro. Menurut beberapa lembaga internasional seperti UNDP dan ILO dalam Hisyam (2014), lembaga keuangan mikro adalah lembaga yang melayani masyarakat yang tidak memiliki akses ke lembaga keuangan perbankan. Hal tersebut disebabkan karena masyarakat tersebut tidak dapat memenuhi persyaratan teknis yang diajukan oleh perbankan. Menurut Undang-Undang No. 1 Tahun 2013 tentang Lembaga Keuangan Mikro, definisi LKM adalah: “lembaga keuangan yang khusus didirikan untuk memberikan jasa pengembangan usaha dan pemberdayaan masyarakat, baik melalui pinjaman atau pembiayaan dalam usaha skala mikro kepada anggota dan masyarakat, pengelolaan simpanan, maupun pemberian jasa konsultasi pengembangan usaha yang tidak semata-mata mencari keuntungan”.
EKONOMI MIKRO DAN EKONOMI MAKRO
Buku ini hadir sebagai upaya untuk memberikan pemahaman yang mendalam dan menyeluruh tentang dua cabang utama dalam ilmu ekonomi, yaitu ekonomi mikro dan ekonomi makro. Kedua disiplin ini memiliki peran krusial dalam menganalisis dan memahami berbagai fenomena ekonomi, baik dalam skala individu, perusahaan, maupun pada tingkat kebijakan nasional dan internasional.
Ramadan in Java
The dissertation aims at reducing this gap in the literature on Islamic cultures, and provides its readers with ways of approaching and understanding Ramadan - and various different Islamic phenomena - in Indonesia and in other parts of the Muslim world. It is argued that we preferably may approach Islam from three different angles, that is, to discuss it from the normative, the written, and the lived perspectives respectively. In this study, thorough attention is thus directed not only to the classical and normative Islamic texts and the lived reality in Java, but also to the popular and contemporary Indonesian literature on Ramadan.
MODEL ISLAMIC CORPORATE GOVERNANCE PADA PENGELOLAAN WAKAF UANG BERBASIS WIRAUSAHA
Buku yang berjudul “Model Islamic Corporate Governance pada Pengelola Wakaf Uang Berbasis Wirausaha” ini hadir sebagai bentuk keterpanggilan dalam mengamalkan firman Allah SWT yang disebut di atas dan didedikasikan untuk perkembangan dan kemajuan praktik wakaf tunai khususnya bagi perekonomian negara Indonesia. Dengan meleburnya pemikiran-pemikiran dari para penulis dalam buku ini ke dalam diskusi para pembaca di masyarakat, kami berharap iklim wakaf tunai semakin tumbuh berkembang luas sehingga dapat berkontribusi dalam pembangunan ekonomi mikro, kecil, dan menengah bagi bangsa Indonesia ini.
Reading Process and Practice
Updated and revised, this text begins with a discussion of the reading process. New to this edition are chapters on characterizing whole language principles and practices and growing into whole language teaching of writing, reading, literature, and theme study.
Methodology in Language Teaching
This comprehensive anthology gives an overview of current approaches, issues and practices in the teaching of English to speakers of other languages at elementary, secondary, and tertiary levels.
Pumpkin Walk
Halloween easy reading picture book about walking and seeing pumpkins.
Learning and Learning Difficulties
This text explores a number of different perspectives and theories on human learning and motivation. The author gives significant attention to different types of learning across the curriculum and examines effective types of teaching to facilitate different forms of learning. Detailed consideration is given to factors that contribute to common learning problems in school; and many practical suggestions are provided for preventing or overcoming some of these difficulties.
Fireflies in Manhattan
Born in Ngawi, East Java, in 1932, Umar Kayam obtained his masters degree from New York University and his doctoral degree from Cornell University. It was there, in New York, where he began to hone his literary skills. The publication of his first collection of short stories, A Thousand Fireflies in Manhattan, in 1972, gained him national fame as a short story writer. The light and semi-ironic tone of Kayam's "New York stories," in which the author viewed an archetypal cast of New York characters through the lens of a nai ve Indonesian outsider vanished completely in the next phase of the author's career when he dealt with the impact of the incarceration and killings of hundreds of thousands...
Pension Design and Structure
Employees are being given more and more decisions to make with regards to their pension and healthcare plans. Yet increasing research in the social sciences shows that the decisions 'real' people make are not those of the thoughtful and well-informed economic agent often portrayed in economic research, but are often based on flawed information and made without a full understanding of their financial implications. The contributors to Pension Design and Structure explore theassumptions behind commonly-held theories of retirement decision-making, and the consequences of the growing volume of research in behavioural finance and economics for the field of pension research. Contributors are drawn from a variety of disciplines, and include leading pensions experts.
