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What's financial independence all about? Duh. . .MONEY! If you're thinking about moving out of your parents' house and living on your own, there's a whole lot of stuff you need to know, stuff like • What are all these deductions on my paycheck?• Do I really have to pay tax when I'm only working for the summer?• Where can I get a loan if a bank won't give it to me (and I don't want to ask Mum or Dad!)• What is the difference between a credit card, a debit card, and a store card?• What kinds of things should I insure? (holidays, mobile phones, bicycles, clothing, furniture)?• Is it safe to buy on the internet?And that's just the beginning of what you will get from this useful guide...
However much money you have, if you are interested in being in control of it, Your Money 2019-20 is here to help. Endorsed by the Chartered Institute of Securities and Investments (CISI), and written by personal finance expert and executive coach Jeannette Lichner, this handy guide answers all the questions you were afraid to ask about financial affairs in a down to earth and practical way. Do I need to know about pensions? What's interest, and how is it worked out? What do the numbers on my payslip mean? Where and how can I borrow money? How does an overdraft work? All these questions and more are explained in simple terms in this comprehensive handbook. Packed with top tips, up-to-date numbers on UK tax allowances and thresholds, and useful exercises to help you understand your own money motivations and apply the rules to your own life, Your Money 2019-20 is everything you need to start making great financial decisions.
Global Women Leaders showcases narratives of women in business, nonprofit organizations and the public sector who have achieved leadership positions despite cultural obstacles and gender bias. Featuring leaders from India, Japan, Jordan and the United Kingdom, the book examines how these women have overcome challenges and served as role models in their professions.
The definitive and timeless guide to the principles of banking and finance, addressing and meeting the challenges of competition, strategy, regulation and the digital age. Moorad Choudhry Anthology compiles the best of renowned author Professor Moorad Choudhry's incisive writings on financial markets and bank risk management, together with new material that reflects the legislative changes in the post-crisis world of finance and the impact of digitization and global competition. Covering the developments and principles of banking from the 1950s to today, this unique book outlines the author's recommended best practices in all aspects of bank strategy, governance and risk management, includin...
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Tackling mental-emotional health problems in young people from a Chinese medicine perspective, this book shows how a child's mental-emotional health is intrinsically connected with core elements of their everyday life. It suggests an approach to preventing and healing anxiety and depression that involves neither medication nor costs anything. Part One of the book explains Chinese medicine concepts related to mental-emotional health in a way that is accessible for those with no prior knowledge. It includes chapters on how to recognise a child's Five Element imbalance and how children of each element type need a different kind of nurture and lifestyle in order to remain mentally-emotionally he...
Eclectic, personal selectionHand-picked and meticulously inspected properties in Britain, Ireland, France, Paris, Italy, Spain and Portugal. English stately homes, French chateaux, Irish lighthouses, Spanish monasteries, Portuguese forts, hunting and fishing lodges, farmhouses, townhouses, vineyards and cottages. Each one chosen because the Sawday team likes it.Sawday styleSeductive, lively, fresh, humorous and, above all, engagingly honest. Fun to read -- even if you're stuck at home! said The New York Times. Charm, character, beautiful architecture, good conversation, delicious food, and hosts who actually like having guests are in. False smiles, poor value, stuffy staff, faceless chain ho...