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The emergence of mobile money and other new forms of payment has changed the sovereign foundations of money. Starting as a Department for International Development funded project in Kenya, mobile money has now spread to many developing countries. This book looks at the regulatory issues that mobile money poses, and the potential risks to the financial system. It undertakes a comparative study of mobile money regimes in Kenya, Malaŵi, Tanzania, and South Africa. Although the main study is on Malaŵi, the lessons learnt are valuable to Sub Saharan Africa in understanding the regulatory issues surrounding mobile money. The main argument that this book makes is that the traditional regulatory a...
Dr. Banda's thirty-year rule was the subject of Lwanda's earlier book Kamuzu Banda of Malawi: a Study in Promise, Power and Paralysis, the first edition of which was in 1993. Now the small Southern African nation of Malawi has been a multiparty democracy since the first multiparty elections on 17 May 1994. The first multiparty dispensation, under the United Democratic Front's President Bakili Muluzi, experienced both startling successes and fantastic failures. Since then, the paralysing poverty has persisted, yet the once silent land is resonating with freedom of speech, free universal primary school education, an independent judiciary... The first incarnation of this book was written in 199...
The 2015 Brookings Financial and Digital Inclusion Project (FDIP) Report and Scorecard evaluate access to and usage of affordable financial services across 21 geographically and economically diverse countries. The 2015 FDIP Report and Scorecard seek to answer a set of fundamental questions about today's global financial inclusion efforts, including: 1) Do country commitments make a difference in progress toward financial inclusion?; 2) To what extent do mobile and other digital technologies advance financial inclusion?; and 3) What legal, policy, and regulatory approaches promote financial inclusion? John D. Villasenor, Darrell M. West, and Robin J. Lewis analyzed the financial inclusion lan...
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This volume offers insights from political anthropology on how to analyze and how to think about contemporary areas of internationalized political phenomena in a fresh manner. By drawing on a variety of cases like policing, budgeting, the role of monetary politics in everyday life, development agencies, and international organisations it shows the promise of an “extended experience” for the study of international politics, yet without glossing over the limits of such approaches. This book is an essential contribution to the discussion about ethnography in international relations and a bridge between disciplines.
Mobile phones are a ubiquitous technology with a fascinating history. There are now as many mobile phones in the world as there are people. We carry them around with us wherever we go. And while we used to just speak into them, now mobiles are used to do all kinds of tasks, from talking to twittering, from playing a game to paying a bill. Jon Agar takes the mobile to pieces, tracing what makes it work, and puts it together again, showing how it was shaped in different national contexts in the United States, Europe, the Far East and Africa. He tells the story from the early associations with cars and the privileged, through its immense popular success, to the rise of the smartphone. Few scientific revolutions affect us in such a day-to-day way as the development of the mobile phone. Jon Agar's deft history explains exactly how this revolution has come about - and where it may lead in the future.