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Actuarial Aspects of Individual Life insurance and Annuity Contracts, 3rd Edition
Actuarial Aspects of Individual Life Insurance and Annuity Contracts provides a comprehensive overview of the features and financial aspects of traditional, indexed, and variable products and their related rider benefits. Product development, pricing, financial reporting methods, and regulatory requirements are addressed for all products, including those with derivative-based guarantees. This provides an introduction to actuarial techniques and the relationships among various financial values for the student and provides a comprehensive summary of current practices on more recent products for the experienced actuary. Spreadsheets are available on the ACTEX website to demonstrate profit testing alternatives.
Living to 100 and Beyond
Designed to build upon recent Symposia on the same topic, Living to 100 and Beyond explores the research that has focused on increasing life expectancies and the lifestyles of longer lived individuals. It provides a basic understanding of the actuarial mathematics associated with life expectancies, their calculation and their projection. It also highlights the important issues facing society as populations age. The book also provides a discussion of a host of products targeted for the aged. It can thus serve as a reference source for anyone who is impacted by any aspect of this fascinating topic. It concludes with an extensive bibliography for those who would like additional information.
Health Care Coverage and Financing in the United States
Is the guarantee of health care services a luxury or a right? Health Care Coverage and Financing in the United States discusses this timely and controversial topic, and was written in response to the recent, increased interest in health insurance or the lack thereof in the United States. It discusses the history of health insurance over the ages and subsequent development in the U.S. The different types of health insurance are explained, and the terminology commonly used in health insurance is defined and discussed. In addition, the Commercial health insurance that many employees and individuals see in the U.S. is addressed along with the Medicaid and Medicare programs. Finally, the politically-charged topic of Health Reform legislation, its impact on individuals, employers, and insurers is discussed, and the uninsured population that it intends to cover is examined.
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