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This book offers a valuable guide to one of the most challenging areas of commercial law, now frequently referred to as secured transactions, with a focus on Nigerian, Canadian and United States perspectives. A debtor’s ability to provide collateral influences not only the cost of the money borrowed, but also in many cases, whether secured lenders are willing to offer credit at all. The book proposes that increasing access to, and indeed, lowering the cost of credit could tremendously boost economic development, while at the same time arguing that this would best be achieved if the legal framework for secured transactions in Nigeria, and of course, any other country with similar experience...
Over the last few decades, many countries have reformed their secured transactions law. One of the main reasons has been the clear link between reform and the availability of credit, and the drive to improve access to finance, particularly for micro, small and medium-sized enterprises. This book focuses particularly on developing economies in Africa, which have legal frameworks influenced by English, French, Belgian, Roman-Dutch and other laws. Reform in this area of law across African countries has taken a number of forms, which are explored and discussed in this book. Secured Transactions Law Reform in Africa is a mixture of a critical description of the pre-reform law and practice, and th...
Religions are a natural outgrowth of the intuitive ways of knowing that evolved with human culture. Though many people continue to find value in religious identity and community, intuitive knowledge has been eclipsed by a more effective way of knowing—the scientific way. A better way of relating religion to politics called secularism is gradually replacing theocracy. Once you understand and accept the scientific way of knowing and this preferred relationship of church and state, you become agnostic and secular—even if you continue to identify with and participate in religion.As Jeff T. Haley and Dale McGowan argue in this volume, this isn't some abstract dream—it's happening right now. Religions are in a continuous state of evolution, changing beliefs, values, and practices over time. All religions, including Christianity and Islam, can evolve to accept the scientific way of knowing and secularism, becoming agnostic and even atheistic without losing their essential value. Haley and McGowan explain how you can help this natural process, sharing reality with your friends and family in a way that encourages religions to embrace the best of humanity's knowledge and values.
Bitter Leaf is a richly textured and intricate novel set in Mannobe, a world that is African in nature but never geographically placed. At the heart of the novel is the village itself and its colourful cast of inhabitants: Babylon, a gifted musician who falls under the spell of the beautiful Jericho who has recently returned from the city; Mabel and M'elle Codon, twin sisters whose lives have taken very different paths, Magdalena, daughter of Mabel, who nurses an unrequited love for Babylon and Allegory, the wise old man who adheres to tradition. As lives and relationships change and Mannobe is challenged by encroaching development, the fragile web of dependency holding village life together is gradually revealed. An evocatively imagined debut novel from a promising new writer about love and loss, parental and filial bonds, and everything in between that makes life bittersweet.
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After two unsuccessful marriages and the death of her only child, Efuru becomes a woman to suspect in her small Nigerian village.
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Cardiothoracic Surgery covers all areas of adult and paediatric, cardiac and thoracic surgery and intensive care. This new edition, with updated cardiac surgery and thoracic sections, provides on-the-spot guidance to common and less common operative procedures. Every chapter is divided into topics presented across two pages to enable easy reference, with pages on intensive care edged in red for immediate access. Completely updated with current evidence and guidelines, the book is practically oriented to provide reliable guidance in intensive care and in theatre. Fully indexed and lavishly illustrated, the book is a must for anyone seeking a comprehensive yet portable guide to all areas of cardiothoracic surgical practice.