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This condensed version of Emmett Vaughan's Fundamentals of Risk and Insurance features helpful study tools and the critical essentials of risk management and insurance. It contains discussion of forms, statutes and court decisions as well as timely issues such as the high cost of medical care and automobile insurance.
This book reflects the trend in industry toward an increased focus on risk management in insurance. Combining both the theoretical and practical, it explores what today's risk managers need to know.
The Sixth Edition focuses on the insurance product and its use within a risk management framework. Legal changes, revisions in policy forms and new insurance contracts are covered along with the concept of risk, the nature of the insurance device and the principles of risk management. The appendices contain specimen copies of most major types of policies.
This classic, comprehensive book is divided into three sections. The first section examines the concept of risk, the nature of the insurance device, and the principles of risk management. This section also provides an overview of the insurance industry. The second section examines the traditional fields of life and health insurance as solutions to the risks connected with the loss of income. The Social Security system, workers compensation, and other social insurance coverages are discussed. The final section deals with the risks associated with the ownership of property and legal liability. Updated to reflect the changes in the field of insurance since 1996, and a listing of Web sites of interest.