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Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent n...
Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent n...
The Year of Less In her late twenties, Cait Flanders found herself stuck in the consumerism cycle that grips so many of us: earn more, buy more, want more, rinse, repeat. Even after she worked her way out of nearly $30,000 of consumer debt, her old habits took hold again. When she realized that nothing she was doing or buying was making her happy—only keeping her from meeting her goals—she decided to set herself a challenge: she would not shop for an entire year.The Year of Less documents Cait’s life for twelve months during which she bought only consumables: groceries, toiletries, gas for her car. Along the way, she challenged herself to consume less of many other things besides shopp...
Discover your unique Organizing Personality Type and Strategies for a more productive and clutter-free life A new book by the author of Real Life Organizing and Cluttered Mess to Organized Success Workbook Fans of The Life Changing Magic of Tidying Up and Spark Joy by Marie Kondo and The Four Tendencies by Gretchen Rubin will love The Clutter Connection by organization expert Cassandra Aarssen. An organization book for diverse habits: “You’re not messy, you just organize differently”. The Clutter Connection examines and explains the correlation between brain types and how they directly relate to organization and clutter. Cassandra Aarssen smashes the stereo–type that some people are ...
This cold-turkey confession by an award-winning journalist follows her progress--and inevitable relapses--over an entire year of not spending.
In this book you'll learn how to use No-Spend Challenges to reach your financial goals faster and transform your spending habits to finally be able to stick to a budget. Budgeting and money management are some of the hardest concepts for people to nail down. You can have all the knowledge available and suck at executing it. Jen Smith, creator of the debt freedom blog SavingWithSpunk.com went from not being able to stick to a budget longer than two weeks to paying off $78,000 of debt in less than two years. She shares her experiences and strategies using No-Spend Challenges to change her money mindset and budget like a (mostly) pro.In The No-Spend Challenge Guide you'll discover: - Why budget...
Discover what kind of stunning spaces for creative work you can build in your own home no matter your budget with this inspirational DIY guide. Art, craft and all things homemade have never been more popular and the trend for working from home continues apace. But it can be tricky to carve out a space in your house that lets you indulge your passion or earn a living from your creativity. Studio and study spaces are special places—full of creative spirit and practical potential—and there’s never been a greater demand for a book that shows you how to carve out a corner that allows you to not only practice your craft, but inspires and facilitates the very work you create. Real-life case s...
When companies suffer a dramatic even catastrophic drop in their share price, it is the investors who lose their shirts and employees their jobs. But often, a company's published accounts offer clues to impending disaster, providing you know where to look. Through the forensic examination of more than 20 recent stock market disasters, Tim Steer reveals how companies hide or disguise worrying facts about the robustness of their business. In his lively style, he looks at the themes that underlie the ways companies hide the truth and he stresses that in an assessment of a company's accounts, investors should always bear in mind that the only fact is cash; everything else - profit, assets, etc - is a matter of opinion. Full of invaluable lessons for investors, the book concludes with some trenchant observations on what is wrong in the worlds of investment, audit and financial regulation, and what changes should be introduced.
There are many success courses and books available to-day, and they are all good. Anything that helps you to open your mind to prosperity is worthwhile. But most of those courses and books cover only about one-fourth of the formula given in OPEN YOUR MIND