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A choice adalah sebuah pilihan. Mungkin satu kalimat yang bisa jadi teramat sulit diputuskan. Satu kata yang bisa mengubah kehidupan diri atau orang banyak. Apakah yang akan kita ambil jika pilihan itu membuat kita seperti ada di persimpangan? Semua pilihan ada pada diri kita, bukan orang lain. Akankah pilihan itu untuk menjadi baik, lebih baik atau malah menjadi buruk? Jika hidup itu adalah pilihan, maka pilihan itu kita yang tentukan.
Belanja? Liburan? Mengapa tidak? Eh, tapi harus nabung juga, ya? Ah, pusing! Jangan pusing dulu. Buku yang ditulis oleh para ibu rumah tangga ini mengajak kita hidup lebih nyaman, bebas hutang, tanpa harus sengsara. Yeay! Buku ini ditulis berdasarkan pengalaman para ibu rumah tangga dalam mengelola keuangan keluarga masing - masing dengan cara yang mudah, namun menguntungkan. Cara yang mereka lakukan sangat sederhana, seperti mengumpulkan uang koin, belanja barang bekas, membuat emergency box, dan banyak lagi. Dijamin, setelah membaca buku ini, bakal banyak ide bermunculan yang membuat kita lebih bijaksana dalam mengelola keuangan keluarga. Pastinya dengan cara - cara yang enggak ribet dan tentu saja menyenangkan. Bukan tak mungkin buku ini bisa jadi titik balik kita semua!
Belajar Buku Masuk PTN BUKU EMAS
Newly updated edition of the highly successful core text for using cognitive behaviour therapy with children and young people The previous edition of Think Good, Feel Good was an exciting, practical resource that pioneered the way mental health professionals approached Cognitive Behaviour Therapy with children and young people. This new edition continues the work started by clinical psychologist Paul Stallard, and provides a range of flexible and highly appealing materials that can be used to structure and facilitate work with young people. In addition to covering the core elements used in CBT programmes, it incorporates ideas from the third wave CBT therapies of mindfulness, compassion focu...
This text surveys one full-reference image quality metrics. It starts by classifying these image quality metrics into four different groups and then selects further image quality metrics from each group and evaluates them against six state-of-the-art image quality databases.
International literacy assessments have provided ample data for ranking nations, charting growth, and casting blame. Summarizing the findings of these assessments, which afford a useful vantage from which to view world literacy as it evolves, this book examines literate behavior worldwide, in terms of both the ability of populations from a wide variety of nations to read and the practice of literate behavior in those nations. Drawing on The World’s Most Literate Nations, author Jack Miller’s internationally released study, emerging trends in world literacy and their relationships to political, economic, and social factors are explored. Literacy, and in particular the practice of literate...
Extracting content from text continues to be an important research problem for information processing and management. Approaches to capture the semantics of text-based document collections may be based on Bayesian models, probability theory, vector space models, statistical models, or even graph theory. As the volume of digitized textual media continues to grow, so does the need for designing robust, scalable indexing and search strategies (software) to meet a variety of user needs. Knowledge extraction or creation from text requires systematic yet reliable processing that can be codified and adapted for changing needs and environments. This book will draw upon experts in both academia and industry to recommend practical approaches to the purification, indexing, and mining of textual information. It will address document identification, clustering and categorizing documents, cleaning text, and visualizing semantic models of text.
Islamic Capital Markets: A Comparative Approach (2nd Edition) looks at the similarities and differences between Islamic capital markets and conventional capital markets. The book explains each topic from both the conventional and the Islamic perspective, offering a full understanding of Islamic capital markets, processes, and instruments. In addition to a full explanation of Islamic products, the book also ensures a holistic understanding of the dual markets within which Islamic capital markets operate.Ideal for both students and current practitioners, the second edition of the highly successful Islamic Capital Markets: A Comparative Approach fills a large gap in the current literature on the subject, featuring case studies from Malaysia, Indonesia, Europe, and the Middle East. One of the few comprehensive, dedicated guides to the subject available, the book offers comprehensive and in-depth insights on the topic of Islamic finance for students and professionals alike.
What happens – sociologically, linguistically, educationally, politically – when more than one language is in regular use in a community? How do speakers handle these languages simultaneously, and what influence does this language contact have on the languages involved? Although most people in the world use more than one language in everyday life, the approach to the study of language has usually been that monolingualism is the norm. The recent interest in bilingualism and language contact has led to a number of new approaches, based on research in communities in many different parts of the world. This book draws together this diverse research, looking at examples from many different sit...