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Most American adults easily recognize the following description of the 2008 financial crisis. Unregulated Wall Street firms (so-called shadow banks) made too many risky bets with derivatives, causing the housing bubble to burst. The contagious run through the financial system was only stopped by bailouts from the federal government and major regulatory changes. But what if the record demonstrates that the core of this story is misleading and that the resulting regulations are misguided? Now, almost 15 years later, the Biden administration is using this same story to promote more regulations for money market mutual funds (a key part of the supposedly dangerous shadow banking system) and even ...
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Ten years after her alcoholic husband disappears on the same week her best friend is brutally murdered, Risa marries another man only to be confronted by her first husband, who shocks their Pennsylvania community with claims that he is the murderer, compelling Risa to risk everything to discover the truth.