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What does it mean to be financially included? Does having an Aadhaar, a Jan Dhan account and a phone make one financially included? Is rural India able to access financial products and institutions comfortably? Is the Fintech revolution actually here? The biggest problem with fintech in India is that the full potential of financial technology and policy is not really reaching the poorest of the poor. Thoroughly researched and expertly written, FinTech for Billions reveals why many of the existing solutions have faltered and fumbled along their path to inclusion. But things are not without hope. Through meticulous research across India - from towns in Rajasthan to villages in Goa, from hamlets in Odisha to districts in Telangana and Himachal Pradesh -- this book offers simple, human and ubiquitous solutions that can transform the lives of people at the bottom of the pyramid.
This handbook provides the first comprehensive overview of the fast-evolving alternative finance space and makes a timely and in-depth contribution to the literature in this area. Bringing together expert contributions in the field from both practitioners and academics, in one of the most dynamic parts of the financial sector, it provides a solid reference for this exciting discipline. Divided into six parts, Section 1 presents a high-level overview of the technologically-enabled finance space. It also offers a historical perspective on technological finance models and outlines different business models. Section 2 analyses digital currencies including guides to bitcoins, other cryptocurrenci...
The discussion of how science and Christianity relate to each other is a truly global one. Christianity around the world encompasses diverse sets of perspectives, ideas, and challenges. Similarly, the practice and perception of science can vary significantly from one region to another. When brought together in their global contexts we find a richness in the engagement between science and Christianity that leads to diverse questions and distinctive answers. Global Perspectives on Science and Christianity brings together scholars from six continents, hailing from disciplines of natural and social sciences, theology, history, and philosophy, to provide a unique collection of perspectives on how science and Christianity relate around the world. Tackling some issues that are seldom addressed as well as providing fresh perspectives on perennial topics, this is an important, relevant and genuinely global contribution to the discussion.
History of Bengali Community and Journalism in the UK, from 1916 to 2007
This book presents the evolution of the electro-discharge machining (EDM) process from conventional EDM to powder mixed EDM with emphases on biomedical applications. It discusses the theory behind each process and their applications in the field of biomedical research, and presents a brief background to various EDM processes, current research challenges, and detailed case studies of powder mixed EDM of various materials. It also includes a state-of-the-art review of the EDM process. Features: Focuses on biomedical implant and device manufacturing using commercialization of powder mixed electro-discharge machining (PM-EDM) technology Discusses surface modification of biomaterials through the PM-EDM process Reviews processing of the metallic biomaterials for biomedical applications Explores optimization of the process factors for achieving optimal responses using NSGA-II Includes comprehensive mechanism and application details of the PM-EDM process This book is aimed at graduate students and researchers in manufacturing, production, materials, and biomedical engineering.
Over the past few years, the demand for data traffic has experienced explosive growth thanks to the increasing need to stay online. New applications of communications, such as wearable devices, autonomous systems, drones, and the Internet of Things (IoT), continue to emerge and generate even more data traffic with vastly different performance requirements. With the COVID-19 pandemic, the need to stay online has become even more crucial, as most of the fields, would they be industrial, educational, economic, or service-oriented, had to go online as best as they can. As the data traffic is expected to continuously strain the capacity of future communication networks, these networks need to evo...
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In this second volume, starting with the Caliphate of Banu Umayyah, the martyrdom of Imam Husain (R) and the Caliphate of the Abbasids, all areas have been covered as far as the expansion of Islam was. --Publisher description.
Financial markets are noisy and full of half-baked opinions, innuendo, and misinformation. With deep insights about investor psychology, Book of Value shows how to apply tools of business analysis to sort through the deceptions and self-deceptions in financial markets. Anurag Sharma joins philosophy with practical know-how to launch an integrated approach to building high-performance stock portfolios. Investors at all skill levels should learn to be mindful of their psychological biases so they may better frame investment choices. Book of Value teaches novices that investing is not a game of luck but a skill—and it teaches the emotional and analytical tools necessary to play it well. Intermediate investors learn how to effectively control emotions when investing and think strategically about their investment program. Advanced investors see the formalization of what they already know intuitively: that the philosopher's methods for seeking truth can be profitably applied to make smart investments. A groundbreaking guide full of lasting value, Book of Value should be on the shelf of anyone who takes investing seriously.
Secularizing Islamists? provides an in-depth analysis of two Islamist parties in Pakistan, the highly influential Jama‘at-e-Islami and the more militant Jama‘at-ud-Da‘wa, widely blamed for the November 2008 terrorist attack in Mumbai, India. Basing her findings on thirteen months of ethnographic work with the two parties in Lahore, Humeira Iqtidar proposes that these Islamists are involuntarily facilitating secularization within Muslim societies, even as they vehemently oppose secularism. This book offers a fine-grained account of the workings of both parties that challenges received ideas about the relationship between the ideology of secularism and the processes of secularization. Iqtidar particularly illuminates the impact of women on Pakistani Islamism, while arguing that these Islamist groups are inadvertently supporting secularization by forcing a critical engagement with the place of religion in public and private life. She highlights the role that competition among Islamists and the focus on the state as the center of their activity plays in assisting secularization. The result is a significant contribution to our understanding of emerging trends in Muslim politics.