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The Art of Bitfulness
The art of bitfulness helps create healthy boundaries between you and the floodgates of the internet. it offers new strategies to reclaim your time, privacy and attention. This book is all about how to live with tech, not how to live without it. The goal is not to spend less time on your devices; it is to spend your time on your devices better. This book also talks about how we got here in the first place. Why does our technology limit us, rather than liberate us? The art of bitfulness offers a new way of building tech for all, rather than a winner-takes-all system.
Stacking Up the Benefits: Lessons from India’s Digital Journey
Foundational digital public infrastructure (DPI), consisting of unique digital identification, payments system and data exchange layer has the potential to support the transformation of the economy and support inclusive growth. India’s foundational DPI, called India Stack, has been harnessed to foster innovation and competition, expand markets, close gaps in financial inclusion, boost government revenue collection and improve public expenditure efficiency. India’s journey in developing a world-class DPI highlights powerful lessons for other countries embarking on their own digital transformation, in particular a design approach that focuses on shared building blocks and supporting innovation across the ecosystem.
Transforming Public Finance Through GovTech
Digital divide across countries and within countries continues to persist and even increased when the quality of internet connection is considered. The note shows that many governments have not been able to harness the full potential of digitalization. Governments could play important role to facilitate digital adoption by intervening both on supply (investing in infrastructure) and demand side (increase internet affordability). The note also documents significant dividends from digital adoption for revenue collection and spending efficiency, and for outcomes in education, health and social safety nets. The note also emphasizes that digitalization is not a substitute for good governance and that comprehensive reform plans embedded in National Digital Strategies (NDS) combined with legal and institutional reforms are needed to ensure that governments can reap full benefits from digitalization and manage the risks appropriately.
India’s Techade: Digital Revolution and Change in the World’s Largest Democracy
This is a small book about big disruptions. Over two decades, and across two different political regimes, the world’s largest democracy combined the rise of cheap mobile phones, cheap data and a unique digital ID system to create an unprecedented revolution in digital public goods. This included the rise of path-breaking fintech systems like Unified Payments Interface (UPI), the creation of a new kind of welfare state based on digital direct benefit transfers and interlinked e-governance systems that brought almost half a billion people who never had bank accounts into the financial system. India’s Techade pieces together the story of how this digital revolution came to be. It is a crisp, yet comprehensive account of the systems, the innovators, the processes and the political will that drove the digital enterprise across India. A must-read for anyone who wishes to understand the transformative nature of technology and its deep impact on Indian society, politics and culture.
Inclusive GovTech: Enhancing Efficiency and Equity Through Public Service Digitalization
How could the GovTech improve budget processes and execution efficiency? Could the GovTech strengthen redistributive function of public expenditure? Based on an event-study method, this paper finds that the introduction of digital budget payments and e-procurement could significantly enhance budget transparency and help expand the coverage of social assistance to reach the most vulnerable population. Exploiting staggered adoption of digital budget payments, a synthetic control regression identifies meaningful increase in pre-tax income shares among the bottom 50th percentile and female workers, especially for emerging market and developing countries, with effects materializing gradually over...
Through the Looking Glass
We all desire to see change and progress in our world. A safer, better future for our children. Yet, the agents of change often appear distant and removed. The politicians and bureaucrats seem to live in a world away from the concerns of the common man, the working professional, the farmer, the daily wage earner. Their actions and statements do not quite seem to mirror the lives, opinions or needs of all their constituents. However, such a perception is flawed. To understand the workings of the world of the public servant, its perspectives and challenges, we must necessarily break free of our own comfort zone and cocoon of conditioned ideas. Through the Looking Glass, written from the unique...
The Caravan
Aadhaar was originally pitched as a way to eliminate identity fraud in the delivery of public benefits. Today, its application far exceeds that purpose. Nandan Nilekani, the technology billionaire who was the prime mover behind Aadhaar, has said that “data has become the new oil,” and that “if we canrestructure data to benefit every individual and every business, then we can lead to enormous amount of activity and economic growth.” He has also said, “In the West, the identity business was privatised. That’s a much more unsafe model than when a government issues an ID.” But while Aadhaar is presented as a way to mobilise Indians’ data for the public good, the lines between tho...
Finance & Development, December 2023
Generative AI has introduced tantalizing new possibilities. Yet the initial excitement surrounding AI has given way to genuine concerns. This issue is an early attempt to understand AI’s implications for growth, jobs, inequality, and finance.
The Sham ID, called 'Aadhaar'
The truth behind the Sham ID "Aadhaar" Hoax revealed and made public with incontrovertible documentary evidence. Ask the author for advice on problems posed by people asking for the Sham ID Aadhaar number for various purposes, such as, admitting your child in school, for opening a bank account, for obtaining a new mobile phone connection, for registering property etc. For advice please send email queries to info@thefifthestateworld.com Why are you told to laminate the acknowledgement letter you received from UIDAI informing you of allocation of the Sham ID number and use it as an ID card? Take out this Sham ID, called ‘Aadhaar card’. Then take out any other ID card you have, your driving...
Will Working from Home Stick in Developing Economies?
In developing economies, a shift to working from home during the COVID-19 pandemic varies substantially. An increase in teleworking days per week ranges from 0.7 to 17.6 percentage points across 10 developing countries covered by an online survey to about 500 respondents per country. An estimated income discount associated with telework disappeared temporarily at the onset of the pandemic. A calibrated model indicates that workers’ preferences to telework may largely depend on their educational attainments. Whether telework will sustain in these countries could depend on obstacles to telework, particularly for workers with less education, and a degree of economy-wide externality.
