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Pricing Debit Card Payment Services
This paper presents a theoretical framework for analyzing pricing structures in debit card schemes featuring cardholders, retailers, their respective banks, and a network routing switch. The network routing switch controls the electronic debit card network and is jointly owned by the banks. In setting its prices, it needs to consider getting both consumers and retailers to participate in the market. In this two-sided market for debit cards, we show that the "double-monopolistic" network routing switch may want to supply consumers with cheap debit cards, deriving profits from charging a high retailer fee per transaction. This theoretic result resembles the current practice in the Netherlands where consumers pay no transaction fee, but retailers do. This corner solution carries over when we analyze socially optimal pricing.
Developing and Managing a Successful Payment Cards Business
Developing and Managing a Successful Payment Cards Business offers information, analysis, observations, perspectives and advice on developing and managing a card business. There is comprehensive coverage of all areas including card business strategy, product development, customer acquisition and retention strategies, and product marketing techniques.
Bank Account Practice - Debit cards - Task Cards
Life Skills Activities | Consumer Skills |Reading, Writing, Math | Improve Everyday Reading, Writing, and Math Skills While Improving Consumer Skills... at the Same Time! These easy-to-use & visually interesting activities give students lots of practice with practical application reading, writing, and math as it applies to banking. Bank Account Practice: Debit Cards focuses on everyday-life situations that involve using a debit card. Students will learn how to understand and apply the information on the front and the back of a debit card. After reading a word problem, they will need to decide whether to add, subtract. multiply and/or or divide to arrive at a solution. Some activities require students to know how to figure percentages. Skills Include: • Applying information to real-life situations • Following directions • Reading for details • Finding relevant facts • Solving word problems using the appropriate operations Questions: Question formats vary from multiple choice, fill-in-the-blank, and writing the answer in an answer box.
Debit Cards
Please note that the content of this book primarily consists of articles available from Wikipedia or other free sources online. Pages: 108. Chapters: Barclaycard, Blackhawk Network, Card enclosure, CarIFS, Carte Bleue, Dankort, Debit card, Debit card cashback, Debit MasterCard, Decoupled debit card, EFTPOS, Electronic cash, Embed International, Euro Alliance of Payment Schemes, FSA debit card, Gift card, Girocard, Interac, Interlink (interbank network), Inventory Information Approval System, Issue number, Laser (debit card), Maestro (debit card), Mio Card, MPP Global Solutions, Netbanx, Proton (bank card), Qi Card, Rebate card, SBI Cards, Solo (debit card), SparkBase, Switch (debit card), Visa Debit, Visa Electron, V PAY.
How Do Debit Cards Affect Cash Demand?
Also available on the Internet.
Debit Card Fraud Detection For Dummies (Custom)
Understand the essentials of detecting and preventing debit card fraud Ensure that you stay a step ahead of financial criminals with this friendly guide Financial service industry staff know all too well how tricky combating debit card fraud can be. Packed with insider knowledge, this handy booklet reveals the increasingly sophisticated methods criminals use to commit debit card fraud, shares expert tips on how financial institutions can protect themselves and their customers through early detection methods, and introduces staff to the leading edge technologies that greatly reduce the risk of being targeted by debit card scammers. Discover how to: Spot debit card fraud schemes Quickly uncover common points of compromise Improve your fraud detection efforts Protect customers from debit card losses
