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Consumers' Use of Debit Cards
  • Language: en
  • Pages: 60

Consumers' Use of Debit Cards

  • Type: Book
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  • Published: 2006
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  • Publisher: Unknown

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A Beautiful Pain
  • Language: en
  • Pages: 89

A Beautiful Pain

  • Type: Book
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  • Published: 2012-05
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  • Publisher: iUniverse

In the varied concatenation of life's experiences lies its essence-a journey full of joy and pain. Man comes with pristine qualities of truthfulness, simplicity, and the wonder of nature. In his birth lies his religion. It is his passage through the world that is often full of struggle; in response, he looks for a God to help him. A Beautiful Pain presents a collection of poems ruminating on joy, beauty, and the wonder of life. Meditating on life's meaning, it explores the range of human emotions, from the pain of first heartbreak to a study of the quintessence of inner luminosity. Poet Maharaj Kaul searches for the truth of life in this collection, which like life itself is multi-faceted and has a few grand themes running through it. There is a road in front of us smoother than any highway we have seen, There is music beckoning us more rapturous than we have ever heard, There is faith in us stronger than a million facts we have known, There is a light within us more luminous than the thousand exploding suns, We were born with a spirit thirsting for the infinite. -from "Quintessence of Inner Luminosity"

The Loss of Hindustan
  • Language: en
  • Pages: 337

The Loss of Hindustan

Shortlisted for the Cundill History Prize “Remarkable and pathbreaking...A radical rethink of colonial historiography and a compelling argument for the reassessment of the historical traditions of Hindustan.” —Mahmood Mamdani “The brilliance of Asif’s book rests in the way he makes readers think about the name ‘Hindustan’...Asif’s focus is Indian history but it is, at the same time, a lens to look at questions far bigger.” —Soni Wadhwa, Asian Review of Books “Remarkable...Asif’s analysis and conclusions are powerful and poignant.” —Rudrangshu Mukherjee, The Wire “A tremendous contribution...This is not only a book that you must read, but also one that you must c...

A Book of Conquest
  • Language: en
  • Pages: 265

A Book of Conquest

Cover -- Title -- Copyright -- Dedication -- Contents -- List of Illustrations -- Note on Transliteration and Translation -- Introduction -- Chapter 1. Frontier with the House of Gold -- Chapter 2. A Foundation for History -- Chapter 3. Dear Son, What Is the Matter with You? -- Chapter 4. A Demon with Ruby Eyes -- Chapter 5. The Half Smile -- Chapter 6. A Conquest of Pasts -- Conclusion -- Notes -- Works Cited -- Acknowledgments -- Index

Applications of Stem Cells and Derived Exosomes in Neurodegenerative Disorders
  • Language: en
  • Pages: 336
Cardiovascular Applications of Stem Cells
  • Language: en
  • Pages: 517

Cardiovascular Applications of Stem Cells

The book covers multifarious aspects of stem cell-based therapy for cardiovascular diseases. In addition to stem cells from different sources for cell-based therapy, it covers stem cell organoids and stem cell-derived exosomes in regenerative medicine. The book also encompasses advances in state-of-the-art infrastructure to improve the maturation aspects of pluripotent stem cells-derived cardiomyocytes using a novel scaffold-based cell culture system for cell delivery in experimental animal models and clinical settings. Besides the use of mesenchymal stem cells, the book includes chapters on the use of cardiac progenitor cells (CPCs), microtissue implantation, use of PSCs for valvulopathies,...

Debit Card Use by U.s. Consumers
  • Language: en

Debit Card Use by U.s. Consumers

  • Type: Book
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  • Published: 2006
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  • Publisher: Unknown

"Debit card use at the point of sale has grown dramatically in recent years in the U.S., and now exceeds the number of credit card transactions. However, many questions remain regarding patterns of debit card use, consumer preferences when using debit, and how consumers might respond to explicit pricing of card transactions. Using a new nationally representative consumer survey, this paper describes the current use of debit cards by U.S. consumers, including how demographics affect use. In addition, consumers' stated reasons for using debit cards are used to analyze how consumers substitute between debit and other payment instruments. We also examine the relationship between household financial conditions and payment choice. Finally, we use a key variable on bank-imposed transaction fees to analyze price sensitivity of card use, and find a 12 percent decline in overall use in reaction to a mean 1.8 percent fee charged on certain debit card transactions; we believe this represents the first microeconomic evidence in the United States on price sensitivity for a card payment at the point of sale"--Federal Reserve Board web site.

OPS4 Progress Toward Impact. Executive Version
  • Language: en
  • Pages: 56

OPS4 Progress Toward Impact. Executive Version

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