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Delinquent
  • Language: en
  • Pages: 317

Delinquent

Publisher's Weekly Top 10 Fall Release in Business and Economics​ A consumer credit industry insider-turned-outsider explains how banks lure Americans deep into debt, and how to break the cycle. Delinquent takes readers on a journey from Capital One’s headquarters to street corners in Detroit, kitchen tables in Sacramento, and other places where debt affects people's everyday lives. Uncovering the true costs of consumer credit to American families in addition to the benefits, investigative journalist Elena Botella—formerly an industry insider who helped set credit policy at Capital One—reveals the underhanded and often predatory ways that banks induce American borrowers into debt the...

Engine of Inequality
  • Language: en
  • Pages: 291

Engine of Inequality

The first book to reveal how the Federal Reserve holds the key to making us more economically equal, written by an author with unparalleled expertise in the real world of financial policy Following the 2008 financial crisis, the Federal Reserve’s monetary policy placed much greater focus on stabilizing the market than on helping struggling Americans. As a result, the richest Americans got a lot richer while the middle class shrank and economic and wealth inequality skyrocketed. In Engine of Inequality, Karen Petrou offers pragmatic solutions for creating more inclusive monetary policy and equality-enhancing financial regulation as quickly and painlessly as possible. Karen Petrou is a leadi...

Uncle
  • Language: en
  • Pages: 228

Uncle

From martyr to insult, how “Uncle Tom” has influenced two centuries of racial politics. Jackie Robinson, President Barack Obama, Supreme Court Justice Clarence Thomas, O.J. Simpson and Christopher Darden have all been accused of being an Uncle Tom during their careers. How, why, and with what consequences for our society did Uncle Tom morph first into a servile old man and then to a racial epithet hurled at African American men deemed, by other Black people, to have betrayed their race? Uncle Tom, the eponymous figure in Harriet Beecher Stowe’s sentimental anti-slavery novel, Uncle Tom’s Cabin, was a loyal Christian who died a martyr’s death. But soon after the best-selling novel a...

The Rich Get Richer and the Poor Get Prison
  • Language: en
  • Pages: 281

The Rich Get Richer and the Poor Get Prison

For nearly 40 years, this classic text has taken the issue of economic inequality seriously and asked: Why are our prisons filled with the poor? Why aren’t the tools of the criminal justice system being used to protect Americans from predatory business practices and to punish well-off people who cause widespread harm? The Rich Get Richer shows readers that much that goes on in the criminal justice system violates citizens’ sense of basic fairness. It presents extensive evidence from mainstream data that the criminal justice system does not function in the way it says it does nor in the way that readers believe it should. The authors develop a theoretical perspective from which readers mi...

The Afterlife of Race
  • Language: en
  • Pages: 305

The Afterlife of Race

In The Afterlife of Race, Lionel McPherson demystifies the Western concept of "race" and reframes race ideology in America as a caste device that sponsors absurd pretexts for inherited slavery, enforced segregation, and the wilful nonrepair of historical injustice. This reframing paves the way for an anti-caste vision of social equality that emphasizes the moral importance of Black American national specificity--not general antiracism, identity politics, or diversity "of color." The result is a non-racial, non-exclusionary account of Black political solidarity that would welcome everyone who supports reparative justice for Black American "blacks" as descendants of American slavery.

Polarization and Deep Contestations
  • Language: en
  • Pages: 305

Polarization and Deep Contestations

This is an open access title available under the terms of a CC BY-NC-ND 4.0 International licence. It is free to read at Oxford Academic and offered as a free PDF download from OUP and selected open access locations. This book explores the deep contestations of the liberal script in the contemporary United States from a variety of perspectives. US democracy today is in crisis because of a profound ideological and affective polarization. The chapters in this volume show that Donald Trump's grip on the Republican Party is a symptom and a catalyst, but not the cause, of the contemporary contestations of the liberal script in the US. To discern their major drivers from a longue durée perspectiv...

Annual Report
  • Language: en
  • Pages: 56

Annual Report

  • Type: Book
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  • Published: 1898
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  • Publisher: Unknown

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Busting the Bankers' Club
  • Language: en
  • Pages: 383

Busting the Bankers' Club

An eye-opening account of the failures of our financial system, the sources of its staying power, and the path to meaningful economic reform. Bankers brought the global economic system to its knees in 2007 and nearly did the same in 2020. Both times, the US government bailed out the banks and left them in control. How can we end this cycle of trillion-dollar bailouts and make finance work for the rest of us? Busting the Bankers' Club confronts the powerful people and institutions that benefit from our broken financial system—and the struggle to create an alternative. Drawing from decades of research on the history, economics, and politics of banking, economist Gerald Epstein shows that any meaningful reform will require breaking up this club of politicians, economists, lawyers, and CEOs who sustain the status quo. Thankfully, there are thousands of activists, experts, and public officials who are working to do just that. Clear-eyed and hopeful, Busting the Bankers' Club centers the individuals and groups fighting for a financial system that will better serve the needs of the marginalized and support important transitions to a greener, fairer economy.

Darwin's Conjecture
  • Language: en
  • Pages: 303

Darwin's Conjecture

A theoretical study dealing chiefly with matters of definition and clarification of terms and concepts involved in using Darwinian notions to model social phenomena.